Health Insurance

Insurance – A Protective Shield for our Loved Ones

For a tension-free future, it is necessary to make certain preparations in the present. Life is full of unpredictable scenarios. One needs to live in an organized and prepared manner if they wish to succeed in life. These preparations will not make any alterations to the outcomes of the future but will provide the much-needed support in that critical situation. To fight the difficulties of life, one needs to exhibit undeterred determination and a positive approach. Without these qualities, it is very difficult to fight the challenges of life. The best way to fight the challenges of life is to smile at them and to give our very best in any situation that arouses. This is the key factor that determines how successful one can become in their life. 

One needs to plan the future in the present so that one can do better at that particular period. These preparations can provide our loved ones with financial aid in case something happens to us. This financial aid cannot substitute our presence but will help our family at that crucial juncture. This preparation is given the name of insurance. It is a protective shield that we establish for our family. This shield protects them from any sort of problems in our absence.

Insurance has many benefits. Due to the benefits associated with it, insurance has become a very normal investment nowadays. Be it medical insurance, business insurance, or insurance while purchasing a vehicle, insurance has made its presence felt in all sectors. It has become very normal in today’s generation. This is because of the critical benefits linked with insurance. Insurance has proved to be a worthy investment over the years. This is the reason why many people are opting for insurance.

While opting for a particular insurance plan, one needs to be sure that one is choosing the right plan. They need to keep certain parameters in mind like maximum coverage, cashless hospitalization, minimum Co-payment, and many other such factors. These parameters define an ideal insurance plan. So know the benefits of arogya sanjeevani insurance. This insurance policy has been created to provide the users with the maximum amount of benefits possible. It has been created by the Insurance Regulatory and Development Authority of India also known as the IRDAI. This policy aims at simplifying any composite indemnity-based policy. This policy provides the individuals ensured with a promising amount of up to Rupees five lakhs. It not only covers the hospitalization charges but also looks after the pre and post-hospitalization expenses. This policy also covers expenses related to the Intensive Care Unit (ICU) and any expensive modern methods of treatment if required.

This policy has many benefits which give it an edge over other policies. This policy has the flexibility of opting either for the family or for an individual. It also provides the customers with the most affordable premium rate. This policy has provisions to allow the customers to save the tax to be paid under section 80D by opting for suitable deductions on the premium paid. This policy covers both pre and post-hospitalization expenses for a long duration. The Co-payment of this policy is very less as compared to other policies. To be exact only five percent of the total amount is deducted as Co-payment whereas about twenty percent is deducted in other policies. These factors make this policy an ideal choice.

Many people are confused about buying this policy online. With the advent of technology, buying an insurance policy has become very easy. Today people have the option of purchasing an insurance policy of their own choice. One simply needs to go to the website of arogya policy and pay the premium. The online mode allows the customers to compare this policy with other policies and choose the policy that suits the most for their family. One can easily calculate the premium with the help of the online premium calculator tool. One also has the option of customizing their policy through online mode.

One should be well-acquainted with the coverage provided in this policy. This article discusses in detail the coverage of this policy.

Coverage of the arogya sanjeevani policy:

  • Suitable Hospitalization Cover: This policy provides proper hospitalization cover. It ensures the customer from any sort of room rent, nursing charges, and boarding expenses. The daily sum ensured is about Rupees five thousand. It provides insurance for both injury and illness.
  • Ambulance expenses: The policyholder gets suitable coverage of about Rupees two thousand daily for the ambulance charges incurred.
  • Pre and post-hospitalization charges incurred: The policyholder gets proper pre and post-hospitalization cover. The pre-hospitalization expenses are for about one month and the post-hospitalization expenses are for about two months. This is one of the most crucial benefits of this policy.
  • Sum assured: The policyholder is ensured of a promising amount of about Rupees five lakhs. This is a very good amount as compared to all other policies of this range.

This article talks in detail about the coverage provided by this policy. One can seek the assistance of Care Health Insurance for registering in this policy. This company provides a hassle-free experience to its customers and helps them in registering for any policy. This is the reason behind the growing popularity of this company.